Smarter Mortgage Solutions for the North East.

Expert, independent and completely fee-free mortgage advice. We search thousands of products to find the perfect rates for your home in Newcastle, Durham, Sunderland and beyond.

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100% Fee-Free Service
50+ Lenders Audited
4.9/5 Trustpilot Rating
Stunning premium home in the North East

Top Rated Broker

North East Finance Awards 2026

£450M+

Home Loans Arranged

£1,200

Average Yearly Savings

12,000+

Happy Homeowners

24 Hours

Average Decision in Principle

Our Mortgage Specialities

We leverage our relationships with top UK lenders to secure competitive rates, tailored to your circumstances.

First-Time Buyers

Taking your first steps onto the property ladder can be daunting. We guide you through the entire process, including low-deposit options, Shared Ownership and First Homes schemes.

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Remortgaging Deals

Don't roll onto a costly Standard Variable Rate. Whether you're looking to lock in a new rate before interest rates rise or release equity for renovations, we find the cheapest options.

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Buy-to-Let Investors

Maximize your yields with specialist landlord mortgages. From single properties to multi-million pound limited company portfolios, we offer experienced buy-to-let guidance.

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New Build Mortgages

Buying a brand new home requires swift action and specialized lending criteria. We work with developers and lenders to secure fast offers that match build schedules.

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Commercial Mortgages

Finance for shops, offices, industrial units, and development projects. We work with specialized commercial lenders to secure financing for your business aspirations.

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Equity Release

Unlock tax-free capital from your home in later life. Safe, lifetime mortgage options for retirement, home enhancements, or helping children with their own deposits.

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Property Price £300,000
Deposit Amount £45,000
Interest Rate (%) 4.5%
Mortgage Term 25 Years

Estimated Monthly Payment

£1,417

Capital & Interest Repayment Basis

Total Loan Amount £255,000
Loan to Value (LTV) 85%
Total Repaid over Term £425,188
Total Interest Paid £170,188
Principal Loan Interest Component
Principal (60%)
Interest (40%)

Unrivalled Local Knowledge

We aren't a generic national call center. Based right in the heart of Newcastle, we understand the local property landscapes—from the vibrant suburbs of Jesmond and Gosforth to Durham's historic quarters, Sunderland's coastal stretches, and Northumberland's rural charms.

Local knowledge allows us to anticipate surveyor valuations, understand regional developer incentives, and work closely with local estate agents to ensure your transaction progresses quickly and smoothly.

  • 100% Fee-Free Advice

    We are paid via lender commissions, meaning you get premium advice without paying a penny to us.

  • Fully Digital & Offline Options

    Progress your application via phone, email, video chat, or visit our office on Grey Street.

  • Access to Exclusive Deals

    We search products not available on the high street, unlocking cheaper deals for you.

North East Coverage

Serving Tyne & Wear, County Durham, and Northumberland

Newcastle HQ
Sunderland Hub
Durham Suite
Newcastle Headquarters

15 Grey Street, Newcastle upon Tyne, NE1 6EE

Our Simple Process

We take the stress and confusion out of home buying, managing your application from start to finish.

1

Free consultation

An informal chat by phone, video link, or in person on Grey Street to understand your budget and goals.

2

Get Approved

We negotiate with lenders to secure a Decision in Principle (AIP), showing estate agents you're a serious buyer.

3

Full Application

We research and compile the paperwork, submit the formal application, and chase the lender on your behalf.

4

Offer & Completion

We review your mortgage offer, sync with your solicitor, and guide you right up to the day you collect your keys.

Loved by the Locals

Don't just take our word for it—read reviews from real clients we have helped secure homes for in the North East.

"As first-time buyers, we were completely lost. The team at northeastmortgageadvisors.com walked us through every step. They found a rate we couldn't see anywhere else, and we didn't pay them a penny! Absolutely recommend."

JW

Jack & Sarah W.

Purchased in Jesmond

"Outstanding service from start to finish. I needed to remortgage to unlock funds for an extension. They managed to lock in a cheap fixed rate weeks before they skyrocketed. Friendly, fast, and local."

MB

Marcus B.

Remortgaged in Durham

"Being self-employed, getting a mortgage is usually a nightmare of tax returns and lender rejections. They knew exactly which underwriters would accept my account structure and got me approved in 48 hours."

EK

Elena K.

Purchased in Tynemouth

Frequently Asked Questions

Quick answers to common questions about buying a home and applying for a mortgage.

Is your service really free? How do you get paid?

Yes, our advice is 100% free to you. We do not charge broker fees, admin fees, or application fees. Instead, we receive a procuration commission directly from the lender when your mortgage completes. This matches what the lender would pay their internal sales force, so it doesn't affect the rate you get.

What documents will I need to apply?

Typically, you will need:
  • Proof of ID (Passport or Driving License)
  • Proof of Address (Utility bill or bank statement from the last 3 months)
  • Last 3 months of payslips (or 2 years of SA302 tax accounts if self-employed)
  • Last 3 months of bank statements (showing income and outgoings)
  • Proof of deposit (e.g., bank statement or gift letter)

How much deposit do I need?

Generally, you need a minimum of a 5% deposit of the property value. For example, on a £200,000 home, you would need £10,000. However, larger deposits (e.g. 10%, 15%, or 20%) will give you access to lower interest rates, lowering your monthly repayments.

What is an Agreement in Principle (AIP)?

An Agreement in Principle (AIP) or Decision in Principle (DIP) is a document from a lender indicating how much they are willing to lend you in theory, based on a soft credit check and preliminary financial checks. It is highly valued by estate agents when you make offers on homes.

Book a Confidential Review

Ready to discover your home buying budget or switch to a cheaper rate? Complete the form to schedule a call back with a qualified mortgage broker. There are no fees and absolutely no obligation.

Call Our Team

0191 234 5678

Visit Our Office

15 Grey Street, Newcastle upon Tyne, NE1 6EE

Request Received!

A senior mortgage advisor will contact you within 24 hours to schedule your free consultation.